ALAT 2017-12-11T15:59:19+00:00


Nigeria’s First Fully Digital Bank…..get everything done from the comfort of your Phone

With ALAT, account opening/sign-up can be done in five minutes from a mobile phone or personal computer. Account holders can instantly fund their new account using any existing local or international debit/credit card you may have, in-app. No branch/ATM visits necessary.  Debit cards are delivered to an account holder’s address in two business days, anywhere in Nigeria, at no cost.

Holders of ALAT account can also enjoy a simple automated savings plan that will see them earn 10 per cent annual interest – about three times the standard bank rate. They can also schedule frequent transfers (e.g salaries or mumsi’s stipend) and bills (e.g DSTV subscription) and forget about them.

With ALAT, Wema Bank has offered Nigerians everywhere in the world a bank that is designed to meet their needs. The new digital bank is expected to disrupt the banking landscape and is driven by three pillars – Convenience, Simplicity and Reliability.

Your Bank, Your Way

This bank was built for you. We are Nigeria’s first fully digital bank, designed to match your lifestyle and help you save more. No ridiculous fees, no excuses, no drama. Download ALAT now and take control of your money.

Saving as easy as spending

ALAT helps make saving as easy as spending.  ALAT’s Goals are created by you to help you get the things you want.

Take the pressure off with a simple automated savings plan and earn 10% annual interest – three times the standard bank rate.


No reminder with ALAT

Schedule your transfers and recurring bill payments so they’re paid on time even if you forget.


You Can DIY

Change your PIN, update your personal information and upload documents with your phone’s camera.


Free Card Delivery

Pick one of three bank card designs and we’ll deliver yours to you in two business days, anywhere in Nigeria, at no cost.


Control your Card

Activate your debit card, lock it, unlock it and choose where it works all from your phone.



If you need help or you’re just curious, you’ve come to the right place.

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