Personal Current Account

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Target Market
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Want a standard, no-frills current account that allows for cheque issuance and lodgements? Sign up for our Personal Current Account today.



  •  Any individual who would like the flexibility offered by a demand deposit account
  • Individuals who wish to operate a joint account
  •  Minimum opening balance of N2,000
  •  No minimum operating balance required
  •  Allows the use of cheques for withdrawal by the account holder and third parties from the account across the Wema Bank branch network
  • Allows cheque lodgement/cheque clearing
  • Access to various loans/credit facilities e.g., Overdraft facility, Term
  • loans, Salary advance, Settlement of monthly installments, etc.
  • Convenient transactions through the issuing of cheques
  • Unlimited number of withdrawals/transactions
  • No restrictions on minimum operating balance
  • WemaAlert through SMS or e-mail for any transaction on your account
  • Access to all e-products (debit and credit cards, mobile banking, internet banking, etc.)
  • Completed account opening form. (Download/Open an account here)

  • Copy of valid ID(Driver's Licence, National ID Card, International Passport or Voter ID Card)
  • Copy of Utility bill (PHCN bill, Waste bill or Water bill issued within the last three months)
  • Two passport photographs
  • Two references
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December 13, 2017
VOLUME TRADED 10,515,199 Up