Moment Account

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Target Market
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Do you have an obscure address or means of identification? The Moment Account is for you.

Now, everyone can operate a bank account irrespective of social status or earning power - even the underbanked population.

Ways to Open a Wema Bank Account

There are 2 ways to open a Wema Bank account

  • The unbanked and underbanked population
  • Traders, artisans, farmers, field workers, rural,¬†¬† community dwellers, etc.
  • Zero minimum opening balance
  • Minimum daily operating balance of N500 only
  • Competitive interest rate
  • Personalised debit card for ATM, Online and PoS transactions
  • Maximum savings limit of N400, 000
  • Maximum single deposit limit of N50,000
  • Access to Wema Mobile ¬†banking platform with single and daily cumulative transactions restricted to a predefined limit*
  • E-Dividend lodgement is allowed
  • WemaALERT transaction alerts available through SMS and/or e-mail

*Terms and conditions apply

  • Easy account opening documentation
  • Secure and easy access to funds
  • Promotion of a good savings culture
  • Competitive interest rate
  • Completed account opening form
  • Flexible ID (e.g., Employer's ID, Town Union ID, Residential Estate ID, Association ID, Societies ID, National Identity Management Commission (NMIC) ID Card, Letter of Identification from a local government official, letter or reference from a person in authority e.g., A solicitor, medical practitioner, Pastor, Imam, senior public servant etc.)
  • Copy of Utility bill (PHCN bill, Waste bill or Water bill issued within the last three months)
  • Two passport photographs
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October 21, 2016