Smart Save Account

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With the passage of time, it is the little things that really add up...

Let our Smart Save account enable you to save at your own pace and convenience towards achieving your financial goals. Sit back and watch your money work for you with competitive interest rates and fantastic bonuses*!

Open a SmartSave Account now!

*see product features for additional details

  • Any individual saving towards a particular goal or financial target.
  • Minimum opening balance of N5,000
  • Freedom to choose savings objective, target savings amount and tenor
  • Minimum saving tenor of six months and maximum tenor of 36 months
  • Standard savings interest rate
  • Bonus interest payment at 20% of normal savings rate for non-withdrawal in three months*
  • Withdrawal before target date will lead to loss of bonus interest for the period
  • Accumulated balance can be used as equity contribution or as security for a consumer loan at a concessionary rate
  • Standing Order/Direct Debits for deposits acceptable
  • WemaALERT transaction alerts available through SMS and/or e-mail

*Terms and conditions apply

  • Competitive interest rate plus bonus interest payment
  • Secure and easy access to funds
  • Access to loan amount up to 75% of account balances at special interest rate
  • Helps customers to meet personal targets
  • Completed account opening form
  • Copy of valid ID Driver's Licence, National ID Card, International Passport or Voter ID Card)
  • Copy of Utility bill (PHCN bill, Waste bill or Water bill issued within the last three months)
  • Two passport photographs
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December 13, 2017
VOLUME TRADED 10,515,199 Up