Esteemed fellow Shareholders, Invited Guests, Ladies and Gentlemen, it is with great
pleasure I welcome you to the Annual General Meeting (AGM) of your Bank and to
present to you the combined Annual Report and Financial Statements for the
financial years ended March 31, 2008 and March 31, 2009.

A sequel of events, many of which you are fully aware of, precluded us from holding
our 2008 Annual General Meeting. Our commitment to you moving forward is to
ensure Annual General Meetings are held within the prescribed statutory period on
a yearly basis...

To read the full statement click here Chairman's statement.pdf