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Personal Current Account | Wema Bank Plc 2019-10-22T10:39:17+00:00

Personal Current Account

  • personal current account

Ideal For Your Basic Banking Need

Want a standard, no-frills current account that allows for cheque issuance and lodgements?

Personal Current Account is an ideal current account for your basic banking needs. It comes with a debit card and allows you to issue and lodge cheques. It can be opened by an individual, as a joint account or by registered businesses. Open a Personal Current Account Now.


  • Minimum opening balance of N2,000
  • No minimum operating balance required
  • Allows use of cheque for withdrawal by self and third parties from the account across the Wema Bank branchnetwork
  • Allows cheque lodgement/cheque clearing by bank on behalf of the customer.
  • Attracts maintenance fee based on CBN approved rate
  • Supports credit facilities e.g. Overdraft facility, Term loan, Salary advance, settlement of monthly installments, etc.
  • Convenient transactions through issuance of cheques
  • Unlimited number of withdrawals/transactions
  • No restriction on minimum balance
  • Transaction alerts through SMS / or e-mail
  • Supports all e-products (debit/credit cards, mobile banking, internet banking, etc.)
  • Any individual who would like the flexibility offered by a demand deposit account
  • Individuals who wish to operate a joint account
  • Completed account opening form (Download/Open an account here)
  • Copy of valid ID(Driver’s Licence, National ID Card, International Passport or Voter ID Card)
  • Copy of Utility bill (PHCN bill, Waste bill or Water bill issued within the last three months)
  • Two passport photographs
  • Two References
  • BVN
  • KYC
Open a Personal Current Account Now!
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